What is expat home insurance?
Moving or living abroad is an exciting prospect, especially if it means more stress-free days in the sun. However, it isn’t without risks. Therefore, you may want an insurance policy that mitigates potential issues for your home.
That’s where Intasure can help. We have more than 20 years of experience dealing with property insurance policies in overseas markets. We use this knowledge to provide an expat insurance policy that can help protect UK nationals and EU passport holders while owning a property abroad.
What does expat home insurance cover?
Our expat home insurance policy can cover buildings and contents. It also includes public liability protection and alternative accommodation cover.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents insurance
Our standard home insurance for expats can protect against damage or loss to your home abroad, including its contents. The policy also extends to any outbuildings.
Expat home insurance covers as standard:
Public liability cover
Our policy comes with £5 million public liability protection, which can help protect you against personal injury or damage to property claims.
Alternative accommodation cover
If you cannot live in your home after an insured claim, our expat house insurance includes temporary accommodation cover.
Where in the world can I get expat insurance?
Our expat property insurance is available in more than 20 countries and territories across Europe and beyond, including:
Exemptions and restrictions
While Intasure offers expat home insurance across Europe and further afield, certain countries are excluded. Here are a few other things to keep in mind:
- We cannot offer cover for properties in Turkey.
- The Italian Government requires a Codice fiscale (NI number equivalent) to secure house insurance.
- You must be a UK citizen or EU passport holder to qualify for expat home insurance.
Why choose Intasure’s expat insurance?
Intasure has more than 20 years of experience specialising in holiday home insurance for expats. Therefore, you can rest assured that our customer service team do their utmost to help you find suitable cover.
Here are some more reasons to choose Intasure for your expat insurance:
Buildings and Public cover
Up to £1 million buildings cover and £5 million public liability cover available
Loss of rent
Loss of rent cover following an insured claim
Property cover
Cover is available for both long-term and short-term lets
Emergency travel
Travel costs for insured claims
60 days cover
Cover whether the property is occupied or not, for up to 60 days
Accommodation costs
Alternative accommodation costs for insured claims
Tailored extras
Customers can tailor insurance to their needs with optional covers
Expat home insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Using the specialist knowledge of our team, our aim is to help you find property insurance that suits your needs.
20
Years’ experience
providing holiday home insurance
96%
of reviewers recommend Intasure
on reviews.io*
20+
Countries Covered by
Our Policies
*correct as at January 2024
Specialist second home insurance from Intasure
Learn more about the cover our products provide: