Protect your second property with holiday home insurance in Ireland
Ireland can be a popular holiday home location. The Emerald Isle is brimming with natural beauty and rugged landscapes imbued with Celtic legend.
If Ireland is your place of choice for a second home, you’ll likely want to ensure your property is suitably protected. That’s where our holiday home insurance can help. At Intasure, we can provide insurance policies to meet the needs of a holiday home in Ireland.
What is Ireland holiday home insurance?
Ireland holiday home insurance can provide cover for second properties across the Republic of Ireland. The policy includes buildings and contents insurance, providing protection designed specifically for second homes located overseas.
We can also provide cover for holiday homes in Northern Ireland with our UK holiday home insurance.
What does holiday home insurance in Ireland cover?
As mentioned, our holiday home insurance includes building and contents cover, as you might expect from a residential insurance policy.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents insurance
Our holiday home cover includes building and contents cover, as you might expect from a residential insurance policy.
The cover offers protection against:
Public liability cover
Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
We offer £5 million cover as standard for insured public liability claims.
Emergency travel cover
Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for travel costs when you need to get to your holiday home in a hurry.
Loss of rent cover
If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.
Alternative accommodation cover
Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What property types in Ireland can I cover?
Our Irish holiday home insurance helps safeguard the following property types:
- Houses and bungalows
- Farmhouses and cottages
- Flats and apartments
- Caravans and park homes
Ireland holiday home insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
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Specialist second home insurance from Intasure
Learn more about the cover our products provide:
At Intasure, we can provide an insurance solution for expat homeowners.