Block of flats insurance

Whether you’re a landlord, investor, or property manager, you can help protect your block of flats with a specialist policy from Intasure.

Block of flats insurance is building insurance for properties with multiple dwellings, like flats and apartments. Often called block insurance by insurers, it can cover anything from two flats in a converted house where leaseholders share freehold ownership, to large purpose-built blocks and converted buildings with many leaseholders. It’s designed to help protect the whole building, including you and your residents.

We provide block of flats insurance that can include:

Building insurance 

Our building insurance can cover the structure of your flat, including permanent fixtures such as built-in appliances, fitted kitchens, bathrooms, and other items that can’t be removed. It can also cover areas outside the parameters of the main building itself such as walkways, outbuildings and garages. Many mortgage providers insist you have flat building insurance as part of your mortgage terms and conditions.

Buildings insurance can provide cover for your flat from fire, flood, and other types of damage, but it doesn’t cover your possessions. For that, you’ll need contents insurance.

Contents insurance 

Contents insurance can cover belongings in your flat, such as domestic furniture, technology devices, interior decoration, and other items. It can also insure against theft and damage, such as after a break-in.

Liability insurance 

Liability insurance can protect you if someone gets injured while on your property or if you accidentally cause damage to someone else’s property. It can also help cover legal fees and compensation claims.

Loss of rent cover 

Loss of rent cover can help to provide financial protection if your flat becomes uninhabitable due to an insured event, like a fire or flood. It helps to cover lost rental income and additional costs incurred while the property is being repaired.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Intasure can cover a wide range of properties, including:

Block of flats insurance is an important consideration for building freeholders, including landlords, management companies, property owners, developers, property portfolio investors, and managers who own buildings containing flats. It can help protect the structure and communal areas against damages and liability claims, which your other insurance policies may not cover.

Getting a quote with Intasure is easy. We’ll need:

• A few personal details, including your date of birth and occupation.
• Details about your property, including property type and
• The level of cover you need

We’re here to help you take care of your investment with insurance cover for your property. Talk to our experienced staff today to arrange a policy that fits your property. Call us on 0345 111 0680.