Second homes in Austria

Protect your second property in Austria with holiday home insurance from Intasure.

What is Austria holiday home insurance?

Whether a charming chalet in the Alps or a chic apartment in Vienna, owning a second property in Austria is a wonderful investment. However, it can come with risks. Our Austria holiday home insurance helps provides financial cover for your property against the specific risks you may face, such as theft, damage and natural disasters. It’s available for property owners, whether you use it for leisure or rent it out part-time.

What does Austrian holiday home insurance cover?

We offer a range of cover to help protect your property, including:

  • Building and contents cover

    Can protect the structure of your property and the belongings inside against damage or loss.

  • Public liability

    Can provide cover up to £5 million for insured claims if someone gets injured on your property.

  • Emergency travel expenses

    Can cover travelling to your property in an emergency.

  • Loss of rent cover

    Can protect your rental income if your property becomes uninhabitable.

  • Alternative accommodation cover

    Can cover the cost of alternative accommodation if your property is uninhabitable.

  • Unoccupancy cover

    Can cover your property even when unoccupied.

  • Theft of household contents

    Can cover the loss of personal belongings due to theft.

  • Accidental damage cover

    Can protect against accidental damage to the property or its contents.

  • Damage caused by natural disasters

    Can cover damages from natural events like floods, storms, and earthquakes.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Which Austrian property types can we insure?

We can offer insurance cover for many different types of property in Austria, including:

  • Lodges and chalets: Intasure provides cover for both countryside lodges and luxurious Alpine chalets.
  • Flats and apartments: Our policies can protect a wide range of properties from urban apartments in bustling cities to serene flats in picturesque towns.
  • Houses and bungalows: Protect your standalone houses or charming bungalows with our many insurance options.

If you have a different type of property in Austria,  contact Intasure for information to help find relevant cover.

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Why choose Intasure for holiday home insurance?

With over 20 years of experience providing holiday home insurance, we’ve built a team of specialists to help you find cover to meet your needs.

  • We have an in-house, UK-based customer service and claims team

  • 20 years of experience handling home and flat insurance

  • No additional administration fees are charged if you cancel

  • We provide cover in more than 20 countries and territories

  • We’re rated ‘Excellent’ on io, with 95% of reviewers recommending us*

  • We provide all policy documents and communications in English

Policy documents

View and download policy documentation

Need some help?

Call us on 0345 111 0680

Monday – Friday 9am – 6pm

Monday – Friday 9am – 5pm

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Austria holiday home insurance FAQs

Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

How much does Austria holiday home insurance cost?

The cost of Austria holiday home insurance depends on several factors, including:

  • Property location: The location of your property can influence the cost because some areas are deemed to be at a higher or lower risk.
  • Property size: Larger properties can typically cost more to insure due to the increased value and potential repair costs.
  • Property age: Older properties might have higher premiums due to the potential for more frequent repairs.
  • Property contents: The value of the items within your property can also affect the insurance cost.

Holiday home insurance is not a legal requirement, however if you plan to rent out your Austrian holiday home, it might be worth considering getting specialist cover, to help safeguard your property from numerous risks. Intasure can include holiday let insurance to help protect you from the specific risks associated with renting to guests.

This can include:

  • Public liability: Protection against claims if a guest is injured while staying at your property.
  • Accidental damage: Cover for any accidental damage caused by guests.
  • Loss of rent cover: Compensation for lost income if your property becomes uninhabitable due to an insured event.

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

Making a claim is straightforward. Simply call us on 0345 111 0672, and our dedicated team will be more than happy to help you.

Our mission as second home insurance specialists

We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.

20

Years’ experience
providing holiday home insurance

96%

of reviewers recommend Intasure
on reviews.io*

20+

Countries Covered by
Our Policies

Find out more about us

*correct as at June 2024

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