Holiday Home Insurance France

France is a popular destination for many UK holidaymakers, and it’s easy to see why. Stunning countryside, mild climate, and charming medieval market towns mean the country can be a wonderful getaway destination.

If you own a French property, you should think about putting precautions in place to protect your holiday home from potential hazards. For instance, Intasure’s holiday home insurance can help to safeguard against natural disasters, such as floods and storms, as well as damage caused by paying guests.

As you would expect with a residential home insurance policy, our France holiday home insurance includes buildings and contents cover.

Intasure offers protection from the following:

Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

We offer £5 million coverage as standard for insured public liability claims.

Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for any travel costs when you need to get to your holiday home in a hurry.

If you rely on rental income from letting your property to paying guests, you might not be able to afford to lose this income. Following an insured claim, we can help support you financially by covering rent lost due to damage to your property rendered it uninhabitable, resulting in cancelled bookings.

In a scenario where your property is uninhabitable due to an insured claim for damage, our policies can help cover the costs of alternative accommodation.

Despite France being a relatively short distance from the UK by air or road, the nature of a second holiday home means your property may be regularly unoccupied.

Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

Intasure offers cover for a broad range of French properties, including:

• Villas with pools and hot tubs
• Static caravans
• Apartments
• Chalets