Home Insurance

Home is where you and your loved ones live and where your most valued possessions are usually kept, so it’s important to consider protecting your home in case of damage or theft. Whether you live in a cottage, mansion, terraced house, or a suburban semi-detached, Intasure can tailor cover to help provide suitable insurance for your home and contents.

There’s no legal obligation to have home insurance, but many people choose to have suitable protection in place. In some cases buildings cover is required by mortgage lenders as part of the terms of providing finance. The type of insurance you may want depends on the kind of resident you are:

Our buildings insurance provides cover for the structure of the building itself plus permanent fixtures attached to the home. This includes baths and other bathroom fittings, fitted kitchens, and items that cannot reasonably be removed and taken to another home. Buildings insurance helps to protect your home against fire, lightning, explosion, and earthquake, as well as storm, flood, and damage caused weight of snow.

Contents insurance provides cover for your household goods, valuables, and personal belongings within the home. In rented accommodation, it can cover you, as the tenant, for damage to interior decorations and your home improvements. This cover can help protect you if there’s a break-in or if something is damaged. We even provide cover for the food in a freezer if it breaks down.

Combined home insurance is a single home insurance policy providing cover for both the building and its contents. Rather than paying for individual policies separately, you can combine everything you need into one policy. This could help you save money too.

Policy limits and exclusions may apply, please see our policy wording for full terms and conditions.

Intasure buildings and contents insurance includes the following as standard:

We can help tailor your home insurance further with a range of cover extensions at an additional price including:

Additional optional add on products are also available:

Many different factors combine to determine the cost of home insurance. Before providing your personal quote, a number of factors are assessed, including:

*correct as at November 2024

There is no one-size-fits-all quote, but at Intasure the process of getting a home insurance quote is simple. Get in touch and we’ll ask about you, your property, and the level of cover you want.

You can also fill in our online quote form if you already have the necessary details to hand. We’ll need you to tell us about your home and the level of cover you’re after, as well as some personal details about yourself.

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.