Is mobile home insurance a legal requirement?
No, but most people take this practical step to protect their homes and contents from losses. These include fire, theft, water damage, and accidental damage.
What does Spanish holiday home insurance not cover?
The following scenarios are not covered by our policies: Damage caused by faulty workmanship, construction materials or design. Damage caused by a family or guest’s pet. Malicious damage by guests and third parties lawfully in the property.
Do I need both buildings and contents insurance for my Spanish holiday home?
Choosing both buildings and contents cover can help safeguard your property’s structure, while your belongings can be protected should damage, theft or loss come to pass. Our policy packages together cover for loss, theft and damage to your property and contents.
Do I legally need holiday home insurance for my Spanish property?
While it’s not a legal requirement to take out a holiday home insurance policy for your property in Spain, it’s worth considering for several reasons. A policy protects your investment from damage, theft, and loss, leaving you free to enjoy your holiday without the fear of something going wrong.
Why is overseas property insurance important?
Out of sight, out of mind? Not quite. You’ll want to keep your pride and joy in tip-top condition while out of the country. That starts with considering holiday home insurance. With Intasure by your side, you will know that your home has protection whether occupied or not. Leaks, floods and other forms of damage
Can I get insurance cover if I want to let my home out?
Yes, you can. Letting out a property is a fantastic way to make an additional income stream - particularly if it’s left empty for long periods. So, you’ll be happy to hear that we provide cover that protects you if there is an accident or disaster at your rental property. Our holiday let insurance includes
Do you insure holiday homes in every country?
At Intasure, we cover a wide range of holiday homes across the UK and more than 40 countries and territories throughout the EU and beyond. However, the scope of cover varies between different nations, and in certain markets, our cover is limited by local rules. If you have any queries about the level of cover
What factors affect the cost of holiday home insurance?
Various factors affect the cost of holiday home insurance, including the popularity of the area, the location of the property, and its likelihood to face a natural disaster. Other contributing factors are building size and the construction materials used. We take into account all these variables and more when calculating your risks to determine a
Can I insure multiple holiday homes?
Yes, we provide foreign holiday home insurance for those who have multiple properties abroad, as well as investors. It can be more convenient and cost-effective to insure all of your holiday homes with one insurer. With Intasure, you can do just that. This presents you with an easy to manage policy.
How much does second home insurance cost?
This is the key question. That's because it's difficult to provide an accurate assessment of how much your policy will cost without first assessing the following variables: Location – is your property located in an in-demand area, like a city centre? If so, it could attract a higher premium. Size – larger properties receive higher
How long can I leave my second home unoccupied?
You can leave your second home unoccupied for 60 consecutive days before cover no longer applies. For context, many other second property and holiday let insurers offer a less generous period of unoccupancy cover.
Does my second home insurance cover buildings and contents?
At Intasure, we're here to make your life easier. That's why we can provide you with cover for both second home buildings insurance and second home contents insurance. Plus, you can bolt on additional protections to standard cover depending on the contents insurance you need. So, whether your holiday home is just for family or
