FAQs

Yes - subject to underwriting we can. If for example you own a building with commercial usage downstairs and a residential flat above, we can provide cover for the building and landlord’s contents. On some of our policies, owners and staffs belongings can be covered as well. Generally speaking though, any tenant within your property

Yes, you can get stand-alone liability insurance policies without the need to take out a full business insurance package contract. This is ideal for self-employed persons operating without premises.

Don’t worry about that, simply call our office and we can have a discussion, we are experts and will be able to help identify your needs and recommend a suitable product.

No problem at all, we can cover them under the one policy document with a common renewal date. You can add and delete premises throughout the year if required.

In many cases- yes, Gallagher can offer insurance policies with a number of sections covering loss or damage and liabilities. In some cases, particularly if you require a specialist cover such as “Public liability insurance”, we may have to issue more than one policy document.

Yes- we are happy to assist with new ventures. Many businesses needing insurance for the first time require a little help and guidance as to what types of insurances are available, especially those insurances that are required to enable a company to comply with any relevant laws. We are happy to discuss this with you

Yes- we often find, especially with commercial building insurances, that a bank or lenders name needs to be noted on the policy schedule. Just give us your requirements when you buy your policy or call us at any time if the interests change or need to be updated.

That’s no problem at all, simply contact our administration team. Often, throughout the year, policyholders contact us to make alterations such as; increases to the sums insured or to add or delete premises or on the acquisition of new contents or machinery. You’ll find our team to be very helpful. You can expect the same

Full instructions on how to make a claim are contained within your policy document; we have a 24 hour dedicated claims telephone number for you to report incidents on.

Unless otherwise stated, all of our policies come with a cooling off period, full details will be provided. Any requests for cancellation must be sent to us in writing.

Unless otherwise stated, we offer our policies for 12 monthly periods. 21 days prior to the end of your contract, we will make contact with you regarding renewal of the policy.