Holiday home Luxembourg FAQs

No, you don’t technically need holiday home insurance to rent out your property in Luxembourg — but it can be advantageous. This policy can safeguard you against the financial risks associated with housing guests, such as accidental damage and injury. It can also protect you in the event of a natural disaster.

You aren’t legally required to purchase either of the above covers in Luxembourg. However, it’s worth bearing in mind that many mortgage providers may ask you to hold buildings insurance as a minimum. Aside from what’s expected, it’s also worth considering the consequences of not having sufficient insurance in place. For instance, contents insurance protects