Personal FAQs

The Homes and Holidays Homes policy can cover either a holiday home or a main residence.

We are members of three professional bodies: Financial Conduct Authority – number 311572 BIBA – British Insurance Brokers Association

This is for the protection of our clients as we are contracted with our underwriters on a risk transfer basis, which is explained below: Intasure act as an appointed agent of the insurer in relation to premium receipt from clients. The premiums paid by clients to Intasure are deemed to be received on behalf of

The quote will be valid for thirty days.

We may need to speak to you before we process the policy for you as we could need some underwriting questions answered, it will only takes a few minutes to set a policy up.

We quite often come across banks who try and claim the above in order to retain their business. If you have a mortgage then it is usual that for the first year that you will need to insure with them. After that you are free to go on cover with whoever you wish, if you

We work out the price of your policy based on the type of property you own. Properties are covered up to £1m/€1m, this is to ensure that you cannot be underinsured and do not suffer from currency fluctuations. You are therefore not paying for the £/€1 million of cover, the price is based on the

We take payment over the phone so please do not e-mail in any bank or card details as for security reasons we will delete them straight away. You can pay by: Credit or debit card in full, we accept Mastercard, Visa (credit, debit and electron) Delta, Connect, Switch/UK Maestro, Solo or JCB. Monthly direct debit

We work out the premium based on the type of property you own, this done via a matrix system based on the number of bedrooms, type of build, age of the property and whether there are any outbuildings or a swimming pool. This gives us the average cost of a re-build in that particular area/country

We are unable to provide cover for any vehicles whether on the road or not as this needs to be covered under motor insurance, the exception being sit on lawn mowers. Restriction of Building Cover to Individual Apartment/Flats (England and Wales) Where the property is an apartment/flat and you are the leaseholder or share the

There is a link to the policy wording and summary on the e-mail we sent you with our quote, it can be found by following the ‘click here’ button at the bottom of the page and the policy wording link is in the top left hand corner.

No, we are only able to cover your contents as the property owner. I am renting a property, what insurance can I take out? As a tenant you are able to take out contents insurance, the buildings and public liability cover must be insured by the landlord.