Protect your second property in Cyprus with holiday home insurance
Owning a holiday home is an opportunity for frequent breaks in the sun. However, long periods away from your property present potential problems. Whether sudden structural issues mean you need to jump on a flight or a natural disaster renders your property uninhabitable, there are several risks to consider.
So, if you’re in the market for a property, see how our Cyprus holiday home insurance could give you greater confidence. And if you’re planning to let it out, why not check out our holiday let insurance?
What is Cyprus holiday home insurance?
Cyprus holiday home insurance provides cover for second properties across the Mediterranean island. The policy offers protection against risks of damage and loss, whether you’re occupying your property or not.
We provide public liability insurance of up to £5 million, which could prove invaluable should a guest raise a claim for compensation against you.
What does holiday home insurance in Cyprus cover?
Intasure offers combined building and contents cover in one policy. We can also provide emergency travel cover, loss of rent, and other forms of protection that are discussed further down this page.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents cover
Whether your property’ structure is damaged or the contents inside are stolen, our buildings and contents cover can help with such situations. We also extend this insurance to outbuildings and swimming pools, which are common features of Cyprus properties.
Public liability cover
Letting out your holiday home in Cyprus can be an excellent way to earn an extra income stream. However, it doesn’t come without risks. As such, we can offer public liability cover up to £5 million for scenarios such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
Emergency travel costs cover
We can cover emergency travel costs if something disastrous happens to your holiday home while you’re out of the country and you need to get there fast. Following a claim, we can also provide alternative accommodation if your property is rendered uninhabitable.
Loss of rent cover
Following a claim, we can cover loss of rent if you can’t let out your property due to insured damage.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What property types can Intasure cover in Cyprus?
Whether you want to buy a charming little villa in a seaside village, a luxury home in the hills, or a modern apartment in the centre of Nicosia, we aim to help. Here are some of the property types Intasure cover:
- Villas with pools or hot tubs
- Apartments
- Houses, including outbuildings
Cyprus Holiday Home Insurance FAQ
Please note that these frequently asked questions aren’t a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
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Specialist second home insurance from Intasure
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At Intasure, we can provide an insurance solution for expat homeowners.