Protect your second property with holiday home insurance in Egypt
If you have a holiday home in the land of the pyramids or you’re thinking about buying a place for your next adventure, you may want to explore our holiday home insurance options. The same goes for our holiday let insurance if you’re considering renting out your Egyptian home to guests.
Whether you’re looking for a grand seaside villa or a smaller modern apartment, Intasure offers insurance to help protect your property from potential risks. Whether it’s Sharm el-Sheik or the ancient city of Cairo that takes your fancy, see how we can with our specialist cover.
What is Egypt holiday home insurance?
Holiday home insurance in Egypt provides cover similar to standard home insurance, aside from one big difference. It can provide cover for risks more prevalent when holiday homes are left unoccupied for long periods.
For instance, if someone breaks into your property or severe weather conditions damage the structure of your house, holiday home insurance can act as a financial safety net. In essence, it considers more risks than a standard home insurance policy, helping to protect your most valuable assets from financial loss to contents damage.
What does Egypt holiday home insurance cover?
Holiday home insurance can help safeguard your finances from several potential risks. At Intasure, we provide you with buildings and contents insurance as part of the same package, as well as public liability protection (which can be essential for those looking to welcome paying guests). We also offer several other forms of insurance, such as loss of rent and occupancy cover.
Whether you let your holiday home, lend it to friends and family, or use it for your own trips away, we provide an insurance policy that can help meet your requirements.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents cover
This insurance can help protect your finances from any damage or loss inflicted upon your property or the contents inside. If you plan on spending extended periods away from your second home, buildings and contents insurance might be the minimum amount of cover you decide on.
Public liability cover
Public liability cover can protect you against the financial risks of letting your holiday home to paying guests.
We offer up to £5 million coverage for insured claims. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
Emergency travel costs cover
Following a claim, our emergency travel cover can help with costs associated with travelling to your property in the event of a disaster. This protection could prove invaluable, for example, if severe weather damages the structural integrity of your house or a burst pipe leads to water damage. It’s just one of the ways we try to reduce the stress of owning a holiday home abroad.
Loss of rent cover
Loss of rent cover helps to ensure you don’t lose out on income from confirmed bookings if your holiday home isn’t fit for housing paying guests due to an insured event. Reasons could range from damage caused by severe weather to theft. If you are forced to cancel confirmed bookings, loss of rent cover can help to cover lost income.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What property types does Intasure cover?
Whether you’re lucky enough to own a substantial seaside villa or a beachfront apartment, Intasure covers several property types in Egypt, including:
- Villas
- Apartments
- Townhouses
Holiday Home Insurance Egypt FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
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Specialist second home insurance from Intasure
Learn more about the cover our products provide:
At Intasure, we can provide an insurance solution for expat homeowners.