Protect your second property in Turkey with holiday home insurance
For some, having a second home can remove the stress of finding and organising the right hotel. For others, it’s an investment for the future. In either case, you may be looking for suitable protection for your property.
Are you interested in letting out your second home? Check out our holiday let insurance. We provide a policy that helps protect holiday homes against risks related to having paying guests staying in your property.
What is Turkey holiday home insurance?
If your property suffers damage or loss, the financial repercussions could be disastrous. Turkey holiday home insurance can ease this burden. Whether it’s covering structural damage or the loss of belongings, our policies can act as a safeguard.
In addition to considering Turkish holiday home insurance, DASK insurance is required of all holiday homeowners in Turkey. This is because the Turkish government requires that all homes be covered by earthquake insurance.
What does holiday home insurance in Turkey cover?
The two core forms of property insurance we offer are buildings and contents insurance, which can be combined in the same package.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents cover
Our buildings and contents cover extends to outbuildings and swimming pools, common in many warmer parts of Turkey.
The cover offers protection against:
Public liability cover
Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
We offer £5 million cover as standard for insured public liability claims.
Emergency travel cover
Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for any travel costs when you need to get to your holiday home in a hurry.
Loss of rent cover
If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.
Alternative accommodation cover
Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What property types can Intasure cover?
From luxury apartments in Istanbul to seaside villas in Bodrum, Turkey has a great mix of property options. At Intasure, we cover the following Turkish property types:
- Villas with swimming pools or hot tubs
- Properties in gated communities
- Flats and apartments
Turkey holiday home insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
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Specialist second home insurance from Intasure
Learn more about the cover our products provide:
At Intasure, we can provide an insurance solution for expat homeowners.